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The protection is accessible only for personal vehicles. My automobile insurance coverage is from allianz normal. The service is gradual and claims are Rs.20000 that’s why additional quantity is payed, so what’s the advantage of protection. I have to shut this coverage. Please return my money too. Men are likely to pay costlier insurance rates than women drivers for the same type of coverage as a result of men are more likely to pace, set off accidents, not wear their seatbelts, personal a sports activities car or in any other case costly new automotive, drive beneath the affect, and spend further time on the highway. Other parts that play a activity in determining the automobile insurance coverage coverage and premium are the kind of automotive, cubic capability of the engine, geographical zone, No Claim Bonus, voluntary extra and completely different insurance coverage coverage terms agreed upon. The net earned premium of New India Motor Insurance protection stands at Rs.9,074.26 crore.